- Is Repairing Your Own Credit Worth It?
Repairing your credit is something you can do yourself and there is no charge to do so. While this sounds enticing, the reality is that self credit repair is rarely as easy as it first seems. Repairing your own credit will likely take a significant amount of time and education. - Credit Card Companies Could Lower Your Credit Score
Credit card issuers have begun lowering the credit limits of credit card users who have a late payment, apply for other sources of credit, or have their credit scores drop. This can then cause credit scores to drop even further. - Five Traits Setting Lexington Law Apart
Lexington Law credit repair services have set the standard for the credit repair industry. Today, Lexington Law continues to be a driving force in credit repair in part because of these five traits. - 8 Common Myths about the Consumer Credit System
Misinformation and half-truths abound in discussions about credit reporting and scoring. People have so many different ideas about what is true when it comes to dealing with their credit that regardless of the question you ask, you are liable to get a wide variety of conflicting information. - Whether or Not You Believe Credit Repair Works, You are Correct
Credit repair works for those people who are willing to devote the time and resources towards fixing their credit reports. Conversely, those who do not believe in credit repair will never see the benefits it can provide. - CROA and Credit Repair Scams
The Credit Repair Organizations Act (CROA) helps protect you from a credit repair scam while also allowing you to receive help with your credit repair efforts. Understanding the basics of CROA is a good starting point when shopping for a credit repair service. - Credit Bureaus: Friend or Foe?
Many people have some common misconceptions about the true nature of the credit bureaus that could be argued is exactly what the credit bureaus want. This is because these misconceptions give people the impression that there is little they can do about their credit. Learning the facts about the credit bureaus and the credit reporting system is the first step in taking control of your credit. - Repairing Your Credit is Your Right - And Your Responsibility
Making sure your credit reports are accurate is your responsibility and if there are errors in your credit reports, you are going to have to be the one to repair them. You have the right to repair your credit report but even further than that, you have the responsibility to repair your credit. - Fair Credit Reporting Act Report Card
While the FCRA has made a positive impact on the credit reporting system, there are still a number of fundamental flaws in how your credit reports are constructed and how your credit scores are calculated. These flaws result in an unfair credit system that more often than not, punishes the consumer and rewards lenders. - The FCRA and Other Credit Repair Laws
There are a number of consumer protection laws designed to help protect you from being taken advantage of by the credit reporting system. It is these laws that state what sort of information can be on your credit reports, how long it can be listed, and what you can do to remove inaccurate and unfair negative credit listings. - Tips For Finding The Best Credit Repair Company...And Avoiding a Credit Repair Scam
Getting started with repairing your credit is one of the very best things you can do for your financial well being and choosing the right credit repair company to help you achieve your credit goals is pivotal. What follows are tips and things you should look for when choosing the best credit repair company for you. - Choosing the Right Credit Repair Service
Credit repair companies have helped thousands of people legally and effectively correct their credit reports. Choosing the right credit repair company is the first step in getting help achieving your credit goals. - 2 Ways the Credit System is Not Like the Legal System
While the legal system has been set up to protect the rights of the individual, the credit system protects the profits of lenders. Guilty until proven innocent is not a luxury you have in the credit system.
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